THE ADVISER’S NOTEBOOK
July 2026
Welcome to the July Edition of the Adviser’s Notebook
Happy new financial year!
A new financial year is often a natural reset point, a time to look beyond day‑to‑day finances and focus on the structures that support you and your family over the longer term.
Recent conversations around cost of living, investment markets, and financial priorities are a reminder that building wealth is only part of the picture. Protecting that wealth - and making sure it’s directed where you intend - is just as important.
This month’s selection focuses on the foundations of long-term financial security: understanding life insurance, reviewing estate planning arrangements, considering how super is passed on, and exploring how different decisions can shape outcomes over time.
You’ll also find broader insights into market conditions and economic trends on our Facebook and Instagram, helping to provide context for the environment we’re navigating.
As always, if you’d like support reviewing your position or exploring how these areas fit into your overall strategy, the team at Your Wealth Hub Advice is here to help.
👉 Take a few minutes to explore this month’s articles here.
Gavin Glozier, Grad Dip, Fin Plan
CEO & Principal Financial Adviser
P 1300 763 498 • M 0408 155 140
Level 17, Angel Place, 123 Pitt Street, Sydney NSW 2000
Live the life you want to live.
FEDERAL BUDGET 2026–27: WINNERS AND LOSERS
A summary of how the latest Federal Budget impacts different groups, from taxpayers to retirees. Helps place recent policy changes into context when reviewing your financial position for the year ahead.
MID-YEAR OUTLOOK: POSITIONING FOR A RESILIENT BUT EVOLVING GLOBAL CYCLE
A market perspective on the current economic environment, exploring growth trends, risks, and how global conditions may influence investment decisions over time.
WHY DON’T MORE WOMEN TAKE OUT LIFE INSURANCE?
A look at the factors influencing life insurance decisions, including awareness, affordability, and common misconceptions about who needs cover and when.
WHY LIFE INSURANCE IS IMPORTANT
A straightforward look at why life insurance matters, including how it can support dependents, cover debts, and help maintain financial stability if something unexpected happens.
BUILDING AN EMERGENCY FUND
A practical guide to creating a financial buffer for unexpected expenses, including how much to set aside and simple ways to build it over time.
HOW TO MINIMISE TAX WITH YOUR WILL
An overview of how estate planning decisions can influence tax outcomes, particularly when passing on assets such as super, property, or investments..
