THE ADVISER’S NOTEBOOK
March 2026
Welcome to the March Edition of the Adviser’s Notebook!
By March, the year is usually in full swing and many of us are settling back into routines after the busy start to the year. It’s also a good time to check in on your financial plans and make sure the decisions you’re making today are supporting your longer-term goals.
With so much news and commentary about markets and investing, it’s easy to feel uncertain about what it all means for your own finances. The reality is that successful investing rarely comes down to reacting to headlines or trying to time the market. More often, it’s about having a clear strategy, staying disciplined, and keeping your long-term goals in focus.
In this month’s edition, we’ve curated a range of articles designed to help you build confidence around investing and managing your money. You’ll find insights from experienced investors, practical reminders about keeping your investments on track, and timeless lessons on what really matters when building wealth over time.
We hope that these insights offer helpful perspectives to support clearer thinking and more confident financial decisions as the year progresses.
We’ll continue sharing simple, bite-sized insights on Facebook and Instagram too — easy ways to keep your finances front of mind without things feeling overwhelming.
Take a few minutes to explore this month’s articles below.
Gavin Glozier, Grad Dip, Fin Plan
CEO & Principal Financial Adviser
P 1300 763 498 • M 0408 155 140
Level 17, Angel Place, 123 Pitt Street, Sydney NSW 2000
Live the life you want to live.
WHAT TO TEACH YOUR (BIG) KIDS ABOUT SUPER
Superannuation can feel distant to teens and young adults, but the earlier they understand the basics, the better their long‑term outcomes.
This guide offers age‑appropriate ways to start real conversations about super: compounding, contribution types, comparing funds, consolidating accounts, and using life events as prompts (first job, changing roles, time overseas). It also touches on the value of logging into their fund and learning how choices today influence future income.
If you’re a parent, grandparent, aunt or uncle, this is an easy starting point for giving the young people in your world a meaningful head start.
HOW TO ENCOURAGE YOUR KIDS TO START SAVING MONEY
A practical checklist for building saving habits that stick: clear jars, simple goals, pocket money systems, high‑interest youth accounts, and letting kids learn from small mistakes.
The article also highlights why starting early matters and how to introduce concepts gradually as kids grow.
Great for parents who want scripts, tools, and next steps. See the checklist.
TEACHING KIDS ABOUT MONEY
The best money lessons happen in everyday moments.
This page shows how to weave simple conversations into family life: explaining where money comes from, needs vs wants, tracking spending, and setting small savings goals. It also suggests getting kids involved in planning (like budgeting for a birthday or outing), so they see how choices add up. Older kids can help compare prices at the shops or look over a real bill to link work hours to costs.
If you want a practical way to build lifelong habits and confidence without making money, feel heavy or complicated, start here.
8 BUDGET-FRIENDLY SCHOOL HOLIDAY EXPERIENCES IN SYDNEY
Keep school holidays fun and sensible on the wallet.
This round‑up highlights low‑ or no‑cost outings around Sydney, from museum free galleries and maritime adventures to gardens, parks, and ranger programs. It’s a handy shortlist you can use to plan ahead and avoid last‑minute, high‑cost activities.
Get the ideas here.
HOW YOU CAN STILL TAKE CONTROL OF YOUR MONEY IN 2026
If the year hasn’t started the way you hoped, this practical reset lays out simple steps to regain momentum: get clear on cash flow, tighten everyday spending, rebuild a buffer, and prioritise high‑interest debts.
It’s a calm, confidence‑building read for families wanting structure without overwhelm. Use it to set a fresh plan for the months ahead.
SHARES DOWN ON THE OIL SHOCK - 5 KEY CHARTS FOR INVESTORS TO KEEP IN MIND
When market headlines get noisy, investors benefit from timeless principles.
This explainer focuses on five foundational charts that keep investors grounded: the power of compounding, understanding cycles, the role of investor emotions, the “wall of worry,” and why market timing is hard. It’s a helpful read if you want a calm reference point while you stay focused on long‑term goals.
