THE ADVISER’S NOTEBOOK

September 2026

Welcome to the September Edition of the Adviser’s Notebook

Property remains one of the most talked-about topics in Australia, whether you're saving for your first home, managing a mortgage, building an investment portfolio, or thinking about how property fits into your long-term plans. 

With interest rates, housing affordability, and market conditions continuing to evolve, it can be helpful to step back from the headlines and focus on the factors that matter most to your own circumstances and goals. 

This month's selection explores a range of property-related topics, including market trends, refinancing, renovation strategies, retirement planning, and how changing policy settings may influence investment decisions in the years ahead. 

You'll find a mix of practical insights, market perspectives, and broader considerations on our Facebook and Instagram, designed to help you build knowledge and confidence when navigating Australia's property landscape. 

As always, if you'd like support reviewing your financial position or understanding how property fits into your broader strategy, the team at Your Wealth Hub Advice is here to help. 

👉 Take a few minutes to explore this month’s articles here. 

Gavin Glozier, Grad Dip, Fin Plan
CEO & Principal Financial Adviser
P 1300 763 498 • M 0408 155 140
Level 17, Angel Place, 123 Pitt Street, Sydney NSW 2000
Live the life you want to live.

Renovating for Property Value and Rental Returns

An overview of strategic property improvements and how targeted renovations may contribute to higher property values and stronger rental appeal.

Property Investment in Sydney

An insight into Sydney's property market, including key investment considerations, long-term trends, and the factors that continue to shape demand across the city.

Could Refinancing Save You Money?

A look at the factors influencing life insurance decisions, including awareness, affordability, and common misconceptions about who needs cover and when.

What Does a Comfortable Retirement Cost?

A global perspective on retirement affordability, exploring the income and lifestyle factors that can influence what a comfortable retirement may look like.

Australia's Property Market in Charts

A data-driven snapshot of Australia's property market, highlighting key trends, housing values, and market movements across different regions and capital cities.

Property Investing After Negative Gearing Changes

An exploration of how changing negative gearing rules may influence property investment decisions and the factors investors may want to consider going forward.

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“Invest for the long haul. Don’t get too greedy and don’t get too scared.”

— Shelby M.C. Davis

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